Found 38 blog entries tagged as buyers.

The Calgary real estate market has something to offer everyone-but too many choices can feel overwhelming. This is especially true for first-time homebuyers who are often torn between the idea of looking for a spacious house, or a chic condo. Of course, there's no right answer for everyone. The best choice for you depends on your lifestyle, personality, and individual needs. Below are some pros & cons to help you decide which type of property is your best fit. 

Single Family Homes

A house is a great investment if you want total control over your home's appearance and you value space. With a house, you have more freedom in choosing the look and feel of your entire living environment. There's nothing to stop you from customizing all of the indoor…

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Home Inspections: What to Know and Why You Need One

As a buyer, home inspections are an important part of the buying process. It is not mandatory to have one, but it is in your best interest that you know exactly what you are getting from a professional level. Home inspections can cost a few hundred dollars, but it will be the best money you will spend.


The last thing you want is to be a home owner that has issues occurring a month or so down the road that could have been prevented or brought to your attention prior to purchasing the home.


A home inspector is your ally as they will go into the house and look for things you are not aware of. Inspectors are well- versed in what regulations and standards exist in your city or town, and are keen…

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Are you looking to buy your first home this year? Here are a few simple, yet helpful tips for you along the way!⁠ ⁠ 1. Save for a down payment and closing costs. Give me a shout if you need more specifics on either of these topics. ⁠ ⁠ 2. Reduce your debt. ⁠ ⁠ 3. Improve your credit score. ⁠ ⁠ 4. Get pre-approved by a lender.⁠ ⁠ 5. Decide where you want to live. ⁠ ⁠ 6. Make a realistic budget for living in the home you buy. ⁠ ⁠ 7. Stick to your budget. ⁠ ⁠ 8. Don't give up easily!⁠ ⁠ As always, please reach out with any and all questions! There is no question too big or small. ⁠

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Buying a home can be super exciting, but its important to stay level headed and not get sucked into something you cant afford, here are a few costs to consider when buying a home.⁠ . ⁠ - Mortgage payments⁠ - Private Mortgage Insurance (If your down payment is less than 20 percent of the home's price, you usually are required by the lender to take out a private mortgage insurance policy.)⁠ - Property taxes.⁠ - Utilities. (Once you find the right house, ask the seller for a record of a year's worth of utility bills.)⁠ -Maintenance. (When you own a home, there's no landlord to call if it needs repairs.)⁠ .⁠ If you’re looking to buy and need some guidance, lets talk!⁠ Shay Tanton | 403.993.5882⁠

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Potential homebuyers are always cautioned to be aware of mortgage lending standards and the difficulty they might face when trying to obtain a mortgage. Credit availability is expanding, making it easier to get a mortgage now than it was a year ago. The market is still tight however, and homebuyers should be prepared to shop around until they find a lender who is offering something that will meet the needs of their family.

 

Mortgage lending companies have high standards so it is important to make sure you and anyone else who will be included on the mortgage have their credit in check. The mortgage market is strict because lenders do not want to be put in a situation where they are forced to repurchase loans that are not paid on. They also do not…

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Industry know-how

To be honest, you won't see as many transactions as a REALTOR® does. An average family buys/sells Real Estate every 5 to 10 years. This is because when you buy a house, you're looking to create a home. You want your family to grow in it and you're only going to look to move from it if your family has outgrown it due to a baby on the way or kids growing up (upsizing) or the house has become too big due to the kids leaving for university or buying their own property (downsizing). This means that you probably don’t have a lot of experience with the ins and outs of real estate.  On the flip side of things, REALTORS® have the experience and education to get things done within the industry. They handle contracts and the real estate process…

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