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ATB Economics | August 13, 2020 |
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Home building activity in Alberta picked up in July, but remains relatively low. |
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In 1974 the Alberta Government declared the first Monday of August an annual holiday to recognize and celebrate the varied cultural heritage of Albertans.
That year and again in 1975, a multicultural concert was held at Fort Edmonton Park to celebrate Heritage Day.
In 1976 11 ethno-cultural communities banded together in Edmonton’s Hawrelak Park to display their cultures’ traditional cuisine, entertainment, interpretive materials, and crafts.
This occasion marked the early days of the Edmonton Heritage Festival, which plays an important role in promoting Alberta’s heritage.
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A mortgage is a really big deal. When applying for a mortgage, a lender will look at all aspects of your credit history and employment to see if you are able to handle a large debt such as a house.
However, there are some things that will definitely ruin your chances of getting a mortgage if you are not fully aware, and sometimes it may be something that seems so simple but will make a huge impact on your home buying ability.
The following is list of things that can affect your chances of getting a mortgage:
Not having enough saved for a down payment: Always plan ahead. Make sure that you have put enough money aside so that you can make a sufficient down payment. Even if you…
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It’s always a good idea to safe guard your home from unwanted pests, criminals, and other issues so you can enjoy a good vacation.
Friends and family: Let a friend and/or a family member know that you will be away and for how long. Have someone drop by to bring in the mail/flyers, and have them check the house for any issues, like leaks, odd smells, and any signs of potential issues. Have them drive by once a day.
Keep it to yourself: Do not announce your vacation time on social media as someone may be tipped off that you are leaving town. This would be a perfect opportunity for criminals to check out your house.
Security Company: If you have a security company that monitors your house alarm,…
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Chances are, you know that you should change the batteries in your smoke detectors at least once a year — even if you suspect the batteries are still good.
But that isn't the only fire safety check you should do annually. Here are some other recommended tips to help keep you and your family safe.
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The Ripple Effects Of Lower Oil Production and Investment |
ATB Economics | July 14, 2020
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Between the pandemic and oil price crash, oil producers in Alberta have been compelled to cut both capital expenditures and production. This, in turn, means fewer jobs, lower exports, reduced demand for goods and services used by the oil sector, truncated government royalties and stunted economic growth overall. |
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Why is making a big change in life often so difficult?
According to psychologists, maintaining the "status quo" is one of the most powerful motivations we have. If things are "okay", even making a change for the better can be difficult. Our brains resist.
You may have experienced this if you’ve thought about selling your current property and finding your next dream home. Your house may be "good enough" for you now and the neighborhood might be "okay" too. So, even if your dream is to get into a better home that's more suited to your family and lifestyle, you may be hesitant.
That's just the way the psychology works.
One way to get around this psychology is to get your dream out of your head and on to paper. Write…
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